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Supplemental Medical Coverage

Supplemental medical coverage offers added financial protection by helping pay for expenses not covered by your medical plan.

Your participation in these plans is voluntary, and you pay 100% of the cost of coverage. You can enroll in these plans as a newly eligible employee or during Open Enrollment.

Accident Insurance

Pays a cash benefit directly to you for accidental injuries. You can use the money to help pay for some of the costs — medical and non-medical — related to your accident. Visit the Unum website for details on coverage options and costs.

Critical Illness Insurance

Pays a lump-sum benefit upon the diagnosis of each covered illness. Visit the Unum website for details on coverage options and costs.

Hospital Indemnity Insurance

Pays cash benefits that help pay for some of the costs — medical and non-medical — associated with a covered hospital stay due to a sickness, pregnancy or accidental injury. Visit the Unum website for details on coverage options and costs.